Quick, flexible financing for your small business. Cash loans and asset financing from ₦200K to ₦2.0M with transparent rates and no hidden fees.
Two flexible products designed specifically for Abuja SME owners at different stages of business growth.
Get funds transferred directly to your bank account. Perfect for working capital, stock purchases, or any urgent business need.
Need equipment or machinery? We purchase the asset for you and you repay over time. The asset becomes yours once fully repaid.
Our streamlined process is designed to get you a decision and funds as quickly and transparently as possible.
Create your account and complete your loan application with business details and bank account for disbursement.
A dedicated field agent visits you, verifies your BVN and NIN, and reviews your business in person.
Our credit team reviews your application and risk score. You are notified by SMS within 24 hours.
Funds are transferred directly to your bank account. Repay daily or weekly as agreed.
FTI Loan is exclusively for business owners and entrepreneurs resident in the Federal Capital Territory, Abuja.
Must be a resident of Abuja FCT — AMAC, Bwari, Gwagwalada, Kuje, Kwali, or Abaji
Must own or actively operate a small or medium-sized business
Must have a valid BVN and NIN for mandatory identity verification
Must have an active Nigerian bank account to receive disbursement
Must be at least 18 years of age with at least one valid guarantor
Hear from entrepreneurs who have used FTI Loan to grow their businesses.
"FTI Loan helped me stock up my shop before the festive season. The process was fast and my agent was professional. I received my money within 24 hours of approval."
"I used the asset financing to get an industrial sewing machine. FTI Loan bought it for me and I pay back gradually. Very transparent — no surprises whatsoever."
"The daily repayment plan works perfectly for my POS business. I pay a small amount each day and barely feel it. I have taken three loans with FTI Loan and will take more."
Join Abuja business owners who trust FTI Loan for fast, fair, and flexible financing.
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